Capital on Tap is an all-in-one business credit card and spend-management platform serving small and medium-sized businesses.
<div class="content-intro"><p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>We’re Capital on Tap 👋<br></strong></span><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. </span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! </span></p></div><p><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🏢This is a Hybrid role, working from our Porto (Matosinhos) Offices 2 days per week.</span></p> <p><span style="font-family: helvetica, arial, sans-serif;">Salary: €70,000 - 85,000</span></p> <p><span style="font-size: 12pt;"><strong><span style="font-family: verdana, geneva, sans-serif;">What You’ll Be Doing </span></strong></span></p> <p> </p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">We're looking for an Engineering Team Lead to lead one of our product engineering teams here at Capital on Tap.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">This is a people-first leadership role. You'll be responsible for the growth, wellbeing, and performance of a team of engineers, while staying technically credible enough to shape direction, remove blockers, and raise the bar on quality. You won't be the best coder in the room you'll be the person who makes the whole room better.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">If you're an experienced Team Lead Engineer looking to own a team in a scaling fintech, this role is built for you.</span></p> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"> </h2> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">What You'll Own</span></h2> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Your team. Hiring, developing, and retaining engineers. Running 1:1s that actually matter. Spotting who's ready to grow and creating the space for them to do it.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Delivery. Partnering with Product and QA to plan and ship reliably not by micromanaging, but by removing obstacles, managing risk, and keeping the team focused on what matters.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Culture. Setting the tone for how the team communicates, gives feedback, and holds itself accountable. Building psychological safety without sacrificing standards.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Technical credibility. You won't be heads-down in the codebase every day, but you'll understand the trade-offs your team is navigating architecture decisions, technical debt, build vs buy and contribute meaningfully to those conversations.</span></p> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"> </h2> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">What We're Looking For</span></h2> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Leadership first. You've managed engineers before and have a point of view on what good looks like. You know how to have hard conversations, give developmental feedback, and motivate people.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Technical foundation in .NET. Our backend is C#/.NET Core and you'll need enough depth to earn trust with your engineers, review decisions, and spot risks. You don't need to be across every layer of the stack you need to be honest about what you know and curious about what you don't.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Product mindset. You think about engineering in the context of business outcomes, not just technical correctness. You can push back on scope, advocate for quality, and translate between engineering and non-technical stakeholders.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Comfort with ambiguity. Capital on Tap is growing. Priorities shift. We want someone who creates clarity for their team rather than waiting for it.</span></p> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"> </h2> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Nice to Have</span></h2> <ul class="[li_&]:mb-0 [li_&]:mt-1 [li_&]:gap-1 [&:not(:last-child)_ul]:pb-1 [&:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3"> <li class="whitespace-normal break-words pl-2" style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Experience with Azure cloud development</span></li> <li class="whitespace-normal break-words pl-2" style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><span style="font-family: verdana, ge