ClarityPay offers a modular, omnichannel pay-over-time platform that issues personalized credit offers and underwriting across the credit spectrum with flexible installment or revolving terms and API/commerce integrations to merchants.
Job Title: Senior Product Manager – FinTech (Consumer Lending) Location: New York, NY About ClarityPay We give businesses and their customers peace of mind by solving complex credit challenges with precision, speed, and intelligence, combining deep expertise with advanced technology, to simplify the experience and deliver better outcomes, every time. We're a fast‑growing fintech empowering enterprise merchants with smarter, more adaptive pay‑over‑time solutions. From point‑of‑sale financing to “Buy Now, Pay Later” programs and loyalty‑integrated offers, we’re building configurable credit tools that help businesses serve more of their customers. We value teamwork, clarity of purpose, and rigorous attention to data to drive action. We balance speed and excellence to deliver an exceptional customer experience. Role Overview: We are seeking a Product Manager with a solid background in consumer lending and FinTech to join our dynamic team. In this role, you will own and drive the development of key product initiatives that power our lending platform. This is an in-office position based at our Hudson Yards location. You will work closely with cross-functional teams—technology (Loan Origination and Servicing Systems), marketing, finance, risk, data science, compliance, and customer operations—to ensure we deliver impactful and user-friendly products. Qualifications: - 5+ years of product management experience, ideally in FinTech or financial services. - Strong knowledge of consumer lending products and regulatory nuances. - Experience managing technology projects using Jira, Confluence, and other product development tools. - Demonstrated success launching and managing complex products from concept to scale. - Excellent problem-solving skills and a strong analytical mindset. - Comfortable working in a fast-paced, collaborative environment with high ownership. - Based in New York City, with the ability to work from our Hudson Yards office full-time. Key Responsibilities: - Own the end-to-end product lifecycle: ideation, research, development, testing, launch, and iteration. - Define product strategy and roadmap in alignment with company goals and customer needs. - Collaborate with stakeholders to gather requirements and translate them into clear, actionable product specs. - Prioritize features and maintain a well-groomed product backlog using Jira and related tools. - Work closely with engineers and designers to deliver high-quality product experiences on time. - Use data-driven insights to evaluate product performance and drive continuous improvements. - Ensure compliance with relevant regulatory standards in the consumer lending domain. Bonus Points For: - Experience working at a startup or early-stage company. - Familiarity with risk models, credit scoring systems, or lending APIs. - Technical proficiency or background in data analytics. What We Offer: - Competitive compensation and equity package. - Comprehensive benefits (medical, dental, vision). - Collaborative office culture with a strong product mindset. - Opportunities to grow, lead, and shape the future of consumer finance. Ready to redefine consumer lending with us? Apply today and join a passionate team committed to making financial clarity a reality. Salary Range: $140,000 – $200,000 per year, based on experience and qualifications. ClarityPay is an equal opportunity employer. We do not discriminate based on race, ethnicity, color, ancestry, national origin, religion, sex, sexual orientation, age, disability, veteran, marital status, or any other legally protected status.