Software Engineer We’re working with a high-growth fintech company on a mission to bring more humanity to consumer finance. By combining data and thoughtful product design, they help financial institutions streamline collections while offering borrowers clear, compassionate pathways to regain financial stability and move toward long-term financial freedom.Our client's engineering teams are scaling rapidly to meet ambitious technical challenges across borrower experience, client operations, and compliance infrastructure. As a Software Engineer, you'll own end-to-end delivery of meaningful features that directly impact how millions of people interact with debt resolution. Every feature you ship — whether it's personalizing payment options, streamlining compliance workflows, or building AI-powered support tools — translates into real people finding pathways out of debt with dignity rather than harassment.You'll work independently on complex technical problems while collaborating effectively across engineering, product, and operations teams. This role requires engineers who thrive in ambiguity, communicate trade-offs clearly, and take initiative to solve problems before they become blockers. You'll contribute to a culture where AI-powered innovation transforms consumer finance, with opportunities to tackle challenges that stretch your capabilities and accelerate your growth into senior-level technical leadership.Key ResponsibilitiesOwn Feature Delivery End-to-EndIndependently scope, design, and ship features across the stack — from targeted enhancements to multi-system integrationsMake architectural decisions within your scope that balance long-term maintainability with immediate delivery pressureIdentify and resolve technical blockers proactively, escalating strategically when you've exhausted reasonable optionsDrive Technical Excellence with Business ContextTranslate product requirements into technical solutions, probing for edge cases and constraints that partners may not have consideredArticulate trade-offs between technical approaches using concrete examples: performance implications, development time, operational complexity, and user impactContribute meaningfully to technical discussions with data-driven recommendations, pushing back constructively when proposals create technical debtNavigate Ambiguity and Accelerate Team VelocityWork effectively when requirements are unclear or changing, asking clarifying questions that expose hidden assumptions and unblock progressReduce coordination overhead by anticipating dependencies — notifying other teams before your work affects themTake ownership of problems outside your immediate scope when they block team progressElevate Code Quality and Engineering StandardsWrite maintainable, well-tested code that other engineers can build upon without extensive contextProvide thoughtful code review feedback that catches not just bugs but architectural issues before they compoundContribute to technical documentation and knowledge sharing that reduces onboarding friction and scales team effectivenessEmbrace AI-Driven InnovationActively use AI tools (Cursor, Copilot, ChatGPT) to accelerate your development velocity and code qualityIdentify opportunities where AI capabilities can improve product features or internal workflowsShare learnings about effective AI usage patterns with your teamRequirements3–5 years of experience in backend software engineeringStrong proficiency in at least one backend language (e.g., Python, Java, Go), with the ability to write clean, maintainable, and testable codeSolid understanding of APIs, databases, and modern web technologiesExperience providing thoughtful, constructive code review feedback that elevates team standardsBachelor’s degree in Computer Science or a related technical field