PayJoy provides secured credit access to first-time borrowers in emerging markets through point-of-sale financing and credit card products.
About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role As a Software Development Engineer in Test, you will play a crucial role in the development and maintenance of automated testing frameworks, tools, and scripts for our financial services software applications. You will collaborate closely with cross-functional teams, including developers, product managers, and other SDETs, to drive the delivery of high-quality software solutions. Your expertise in test automation will be instrumental in ensuring the reliability, performance, and security of our products, as well as identifying and resolving issues throughout the software development life cycle.