Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices. Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together! The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness. Hybrid Working We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. Our Engineering Environment Starling engineers are excited about helping us deliver new features, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech . We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good. Requirements We're seeking highly motivated engineers with at least 5 years of Java experience to play a key role in our Payment Schemes team. You will build and maintain the systems responsible for Starling’s payment integrations ensuring system stability and accuracy. We’re looking for engineers who have excellent attention to detail and can write clear, concise and maintainable code. You should have a strong understanding of delivering robust, scalable systems and a proven track record of engineering excellence. Experience with AWS and Postgres is highly desirable. For the most part we code in Java. We believe in clean coding, simple solutions, automated testing, and continuous deployment. If you care enough to find elegant solutions to difficult technical problems, we’d love to hear from you. The main part of our Tech Stack is listed below. We don't ask that you have experience in all of this, but if you do, that's great! Java (makes up the majority of our backend codebase) AWS & GCP (we're cloud-native) Distributed service-based architecture Kubernetes (EKS) TeamCity for CI/CD (lots of teams are releasing code 15-20 times per day!) Terraform and Grafana The Team The Payment Schemes team sits at the edge of the bank, integrating with third-party systems that power instant, scheduled, and cross-border payments. Our team focuses on correctness and system stability while ensuring that new features, improved reliability, and mandated changes are delivered. When a customer sends a payment, we’re the team that ensures that the payment is handled properly. We own Starling’s integrations with Faster Payments, BACS, and our SWIFT connectivity, to mention just a few. This is a unique opportunity to work on some of Starling’s mission-critical services. Our process: Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team: Initial phone call - ~45 minutes Take home technical test to be discussed in the technical interview - ~3 hours Technical interview - ~1.5 hours Final Interview - ~40 minutes Benefits 25 days holiday (plus take your public holiday allowance whenever works best for you) An extra day’s holiday for your birthday Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off 16 hours paid volunteering time a year Salary sacrifice, company enhanced pension scheme Life insurance at 4x your salary & group income protection Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton Generous family-friendly policies Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing About us You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway. We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems. Starling is