Software Engineer, Backend (5-7 years)

About the company

PhonePe is a leading Indian fintech platform that dominates UPI payments and is expanding into lending, insurance, and wealth products.

About this role

<div class="content-intro"><p><strong>About PhonePe Limited:</strong></p> <p>Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of April 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore.&nbsp;</p> <p>&nbsp;</p> <p>PhonePe’s portfolio of businesses includes the distribution of financial products (Insurance,&nbsp;Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore Localized App Store for the Android ecosystem) in India,&nbsp;which are aligned with the company’s vision to offer every Indian an equal opportunity to&nbsp;accelerate their progress by unlocking the flow of money and access to services.</p> <p>&nbsp;</p> <p><strong>Culture:</strong></p> <p>At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right&nbsp; thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of&nbsp; the best minds in the country and executing on your dreams with purpose and speed, join us!</p> <p><video controls="controls" width="300" height="150"> <source src="https://drive.google.com/file/d/1mkZstuTlMFTM8sDh1x4NYm7WSLueqklb/view?resourcekey"></video></p></div><p>&nbsp;</p> <p>As a Software Engineer:<br>● You will build Robust and Scalable web-based applications.<br>● Build abstractions and contracts with separation of concerns for a larger&nbsp;scope.<br>● Drive problem-solving skills for high-level business and technical problems.<br>● Do high-level design with guidance; Functional modeling, break-down of a&nbsp;module.<br>● Do incremental changes to architecture: impact analysis of the same.<br>● Do performance tuning and improvements in large scale distributed systems<br>● Work closely with Product Manager to derive capability view from&nbsp;features/solutions, lead execution of medium-sized projects<br>● Work with broader stakeholders to track the impact of projects/features and&nbsp;proactively iterate to improve them<br>● Mentor young minds and foster team spirit, break down execution into&nbsp;phases to bring predictability to overall execution</p> <p>As a Software Engineer, you must have:<br>● Extensive and expert programming experience in at least one general&nbsp;programming language (e.g. Java, C, C++) &amp; tech stack to write maintainable,&nbsp;scalable, unit-tested code.<br>● Experience with multi-threading and concurrency programming.<br>● Experience in building highly scalable business applications, which involve&nbsp;implementing large complex business flows and dealing with a huge amount of&nbsp;data.<br>● Extensive experience in object-oriented design skills, knowledge of design&nbsp;patterns, and huge passion and ability to design intuitive module and<br>class-level interfaces.<br>● Excellent coding skills – should be able to convert the design into code&nbsp;fluently.<br>● Knowledge of Test Driven Development.<br>● Good understanding of databases (e.g. MySQL) and NoSQL (e.g. HBase,&nbsp;Elasticsearch, Aerospike, etc).<br>● Experience with full life cycle development in any programming language on&nbsp;a Linux platform.<br>● Worked in a startups environment with high levels of ownership and&nbsp;commitment.<br>● Strong desire to solving complex and interesting real-world problems<br>● BTech, MTech, or Ph.D. in Computer Science or related technical discipline&nbsp;(or equivalent).<br>● 5-7 years of experience in the art of writing code and solving problems on a large scale.</p> <p>&nbsp;</p><div class="content-conclusion"><p><strong>PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)</strong></p> <ul> <li><strong>Insurance Benefits - </strong>Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance</li> <li><strong>Wellness Program -</strong> Employee Assistance Program, Onsite Medical Center, Emergency Support System</li> <li><strong>Parental Support - </strong>Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program</li> <li><strong>Mobility Benefits - </strong>Relocation benefits, Transfer Support Policy, Travel Policy</li> <li><strong>Retirement Benefits - </strong>Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment&nbsp;</li> <li><strong>Other Benefits - </strong>Higher Education Assistance, Car Lease, Salary Advance Policy</li> </ul> <p>&nbsp;</p> <p><strong><em>Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity,&nbsp; ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of&nbsp; gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, </em></strong><a href="https://docs.google.com/forms/d/e/1FAIpQLSc-ETchy2LsQ_DjlNXOUcGfI182DnA533YZTLfVw5TkJH-Stw/viewform"><strong><em>please fill out this form.</em></strong></a></p> <p><strong><em>Read more about PhonePe</em></strong><a href="https://www.phonepe.com/blog/"><strong><