Who are Yapily Why we exist, and where we’re headed: Our Mission: Redefining how the world interacts with value. Our Vision: A world without financial friction Our Purpose: To empower everyone to access and move value At Yapily, we’re building a powerful, scalable, and secure open banking infrastructure that redefines how the world interacts with value. Our open banking platform powers leading companies, such as Adyen, Intuit QuickBooks, and Google. By delivering payment initiation, bank data access, and pre-built products, we enable businesses to innovate fast and push the boundaries of financial technology. As an early pioneer of open banking, we’re actively shaping the future of this industry with unrivalled expertise and a relentless focus on innovation. What we’re looking for Yapily's platform is what thousands of companies build on to connect to banks across Europe. This role owns its core: the account, identity, and access layer that every Yapily product is built on and that customers, and increasingly their AI agents, integrate through. You'll set its strategy and standards, and own the contracts other teams depend on, so they can build quickly without reinventing the basics. You'll also own the data products built on that foundation, like analytics and reporting, and the enterprise capabilities that take Yapily upmarket. You'll work alongside engineering, and partner with commercial and marketing on pricing, packaging, and go-to-market. It's a technical product role for a systems thinker who is credible with engineers and comfortable on the commercial side. Learn more: https://www.yapily.com/company/about-us Responsibilities Own the strategy, roadmap, and data models for the core services like applications, identity, and access services, and the API gateway that exposes them Working with the API Governance lead, expose these services through clean, well-versioned APIs, and evolve them without breaking the teams and customers that depend on them Own and monetise the data products built on the platform, such as analytics and reporting APIs, from discovery through launch and iteration Own the enterprise capabilities that take Yapily upmarket: single sign-on, role-based access, audit, usage and entitlements, and multi-organisation support Extend the identity and access model to AI agents and machine identities, with scoped, time-bound, revocable, and auditable credentials Provide the authorisation foundations for agent access, including OAuth flows for MCP and federated access that stays within the consent a customer or end user has granted Own the platform's integrations with the systems the business runs on, such as billing, CRM, and compliance tooling, keeping accounts, usage, and entitlements consistent across them (Lead to Cash) Balance the competing demands of multiple product teams and customers, and prioritise foundational investment against near-term requests Partner with engineering to scope and ship, make the build-versus-buy calls, and work with security, privacy, and legal so the platform meets its regulatory obligations Partner with commercial and marketing on pricing, packaging, and go-to-market, giving them the product view of what the platform can do and what is coming Define and track the platform metrics that matter: adoption across product teams, reliability and latency, data quality, and the satisfaction of the teams and customers building on the platform This list is not exhaustive, and there may be other tasks that we ask you to be involved in from time to time. Above all, you are flexible and want to add value wherever you can. You understand that in a start-up, priorities change and we all need to be adaptable. Not only will you be comfortable when asked to input and lead in other areas, but you’ll be comfortable being a self-starter and instigating changes yourself. Requirements For your new role Ideally, you’ll bring: You have 5+ years in product management, with a strong track record on platform, infrastructure, or API products You have a strong technical foundation: you can lead architecture and API discussions, weigh trade-offs, and review designs with engineers You think in systems: you understand how shared services connect across products and teams, and you design them to scale You have owned foundational services or platform primitives such as identity, accounts, permissions, or an API gateway, including the contracts and versioning that keep their consumers stable You are familiar with multi-tenant architecture and the building blocks of enterprise access: RBAC or ABAC, SSO, SCIM, and standards such as OAuth2, SAML, or OpenID Connect You have built products on top of data, such as analytics or reporting APIs, or have a clear grasp of what that takes You have integrated core systems such as billing, CRM, or entitlements, and kept data consistent across them You can align many stakeholders and drive outcomes across teams you don't manage, and explain technical trade-offs to technical and non-technical audiences You have commercial fluency: you understand enterprise buyers and partner well with commercial and marketing on packaging and go-to-market You have sound judgement on prioritisation and build-versus-buy, and the confidence to say no You have worked in a regulated industry such as fintech, payments, or banking, and you are comfortable with sensitive data and its obligations You are eligible to work in the United Kingdom Nice to have A background in open banking, Open Finance, or financial infrastructure Experience taking a platform upmarket to enterprise customers, such as SSO, RBAC, audit, and SLAs Experience with API gateway tooling and API lifecycle management, including versioning, deprecation, and backward compatibility Familiarity with machine or agent identity and modern authorisation patterns, such as OAuth scopes, on-behalf-of delegation, and MCP auth Benefits 25 days holiday a year (plus bank holidays) We also offer an additional holi