Product Manager, Banking

About the company

Clera is a talent-matching platform that replaces traditional job applications by connecting candidates and hiring teams through curated introductions.

About this role

ABOUT THE ROLE We're a Series C fintech company building modern banking infrastructure purpose-built for small and independent businesses. Our platform gives hundreds of thousands of entrepreneurs the tools they need to manage cash flow, move money, and run their finances — all in one place. We're hiring a Product Manager, Banking to own and scale our core banking experience: the accounts, money movement, cards, and program infrastructure that underpin everything we do. This is a high-impact, senior IC role at the heart of our product — you'll set strategy, drive the roadmap, and ship reliable, secure financial products in a regulated environment, working hand-in-hand with Engineering, Design, Risk, Compliance, and external banking partners. WHAT YOU'LL DO - Own the strategy, roadmap, and execution for core banking products — including deposit accounts, money movement, cards, and the underlying program infrastructure - Lead the end-to-end experience for account opening, funding, deposits, and money-movement flows (ACH, wires, transfers, bill pay, and card transactions) - Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows - Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities - Write clear, detailed product specs; define success metrics; and ship reliable, secure features on a predictable cadence with Engineering and Design - Embed risk, fraud, security, and regulatory requirements into the product process from day one — partnering with Risk, Compliance, and Legal at every stage - Manage product relationships and integrations with banking partners and key third-party vendors - Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability WHAT WE'RE LOOKING FOR Required - 7+ years of progressive product management experience owning complex, technical, or platform products — specifically in fintech, financial services, banking, or payments - Demonstrable track record of shipping customer-facing products in a high-growth, regulated environment involving money movement, payments, cards, deposits, or other financial infrastructure - Hands-on experience with end-to-end banking product areas: deposits, money movement rails (ACH, wires, transfers, bill pay), onboarding/account opening flows, and card programs - Strong understanding of banking and fintech fundamentals, including security, fraud prevention, and regulatory considerations - Proven ability to write clear product specs and partner effectively with Engineering and Design to ship features - Strong analytical skills with fluency in product and cohort data; ability to define and track meaningful success metrics - Experience partnering with Risk, Compliance, and Legal to ship within regulatory constraints - Bachelor's degree in business, engineering, finance, or a related field (or equivalent practical experience) - Must be authorized to work in the United States — visa sponsorship is not available for this role Nice to Have - Experience managing product relationships and integrations with banking partners and third-party vendors - Familiarity with ledger systems and core banking infrastructure - Background in small business or SMB-focused financial products COMPENSATION & BENEFITS - Salary: $160,000 – $180,000 annually - Competitive equity and benefits package LOCATION This role is based in New York City on a hybrid work arrangement. Candidates must be able to work regularly from our NYC office.