Tamara is a Saudi fintech unicorn offering buy now pay later services and working toward a broader financial super-app.
<h4><span data-sheets-root="1">Why Tamara?</span></h4> <p><span data-sheets-root="1">We’re proud to be Saudi’s first FinTech unicorn.</span><strong><span data-sheets-root="1"><br><br></span></strong><span data-sheets-root="1">Our mission is to help people own their dreams by building the most customer-centric financial super app in the world. & There is no playbook for that; our Tamarians are writing it. Our teams are made up of innovators, problem-solvers, and learners we thrive on curiosity and collaboration.<br><br>If this sounds like you: curious, driven, and ready to build, we’d love to meet you <br><br>Apply now and join the next generation of Builders!</span><strong><span data-sheets-root="1"> <br></span></strong></p> <p><span data-sheets-root="1"><strong>About Tamara's Builders Program <br><br></strong>At Tamara, we believe exceptional talent deserves an exceptional launchpad.<br><br>Our Flagship Builders Program is designed for ambitious graduates ready to step into real responsibility from day one. This isn’t a rotational “observer” program, it’s a career accelerator built for those who want to build, own, and raise the bar early.<br>Designed for recent graduates and early-career talent with up to two years of experience, the program places you directly into high-impact roles across Product, Engineering, Design, and beyond. You’ll contribute immediately and grow at an accelerated pace.<br>From Product to Engineering, Design to Commercial, you’ll tackle meaningful challenges that shape how millions experience fintech across the region. You’ll be trusted with ownership, surrounded by high-caliber peers, and mentored by leaders who expect excellence. <br><br>Our January and June cohorts are your opportunity to move fast, think big, and start building what’s next - not someday, but now.<br></span></p> <p><strong>About the role</strong></p> <p>We’re looking for a fresh graduate or early-career <strong>Associate Data Scientist</strong> on a builder path.</p> <p>This role blends product thinking, applied statistics, and production-minded analytics. You will:</p> <ul> <li>turn ambiguous problems into measurable questions</li> <li>build reliable measurement (metrics and experimentation)</li> <li>create lightweight models and decision tools that teams can <em>use in real workflows</em></li> <li>partner closely with engineering, product, and risk to improve customer outcomes and business performance</li> <li>build <em>AI-assisted decision workflows</em> (for example, LLM-powered analysis copilots backed by a curated metrics layer, with clear guardrails and validation)</li> </ul> <p>With the advancement of AI, we value people who have strong fundamentals and clear thinking. Understanding data generation, measurement, tradeoffs, and how to validate results matters more than memorizing tools. You'll learn how to use AI responsibly to move faster, while still owning correctness, robustness, and interpretation.</p> <p><strong>Your responsibilities</strong></p> <ul> <li><strong>Define problems and measurement</strong> <ul> <li>Translate product or business questions into testable hypotheses and clear success metrics.</li> <li>Build and maintain metric definitions and analysis templates so decisions are consistent and repeatable.</li> </ul> </li> <li><strong>Experimentation and causal thinking</strong> <ul> <li>Design, analyze, and interpret A/B tests (and quasi-experiments when randomization is not possible).</li> <li>Partner with product and engineering to ensure correct tracking, guardrails, and experiment quality.</li> </ul> </li> <li><strong>Modeling for decisions (practical ML)</strong> <ul> <li>Build baseline predictive and segmentation models (for example, churn propensity, risk signals, customer clustering) with clear evaluation and limitations.</li> <li>Focus on models that are <em>actionable</em>: who will use them, when, and what decision they change.</li> </ul> </li> <li><strong>Applied AI (LLMs) for analytics and decisioning</strong> <ul> <li>Prototype small, safe LLM use cases that improve how teams explore data (for example, natural-language Q&A over a curated dataset, summarizing experiment results, or generating investigation checklists).</li> <li>Help define evaluation and validation approaches for AI-assisted outputs (sanity checks, golden queries, offline test sets, and human review loops).</li> <li>Partner with platform and security stakeholders to ensure AI workflows are permissioned correctly and avoid leaking sensitive data.</li> </ul> </li> <li><strong>Analytics that ships</strong> <ul> <li>Create reusable, well-documented analysis assets: datasets, feature tables, notebooks, dashboards, and simple services or jobs.</li> <li>Collaborate with data engineering to productionize reliable pipelines where needed.</li> </ul> </li> <li><strong>Data quality and reliability</strong> <ul> <li>Validate data inputs, monitor key metrics, and investigate anomalies.</li> <li>Document assumptions and build sanity checks so analyses and models are trustworthy.</li> </ul> </li> <li><strong>Responsible use of AI tools</strong> <ul> <li>Use AI to accelerate coding, documentation, and exploration.</li> <li>Validate AI outputs, protect sensitive data, and follow safe data handling practices.</li> </ul> </li> </ul> <p><strong>Your expertise (must have)</strong></p> <ul> <li>Fresh graduate or <strong>< 1 year</strong> of relevant experience (internships, capstone projects, or part-time roles count).</li> <li>Strong <strong>SQL fundamentals</strong> (joins, aggregations, window functions).</li> <li>One programming language for data (preferably <strong>Python</strong>) with basic skills in: <ul> <li>Data manipulation (tables/dataframes)</li> <li>Statistics fundamentals (distributions, sampling intuition, confidence basics)</li> <li>Basic modeling (regression/classification basics and evaluation intuition)</li> </ul> </li> <li>Strong analytical thinking: <ul> <li>Ability to defin